The insurance covers computers, data carrying materials or air conditioning plant
against loss or damage to the property arising from accidental damage or
breakdown. The breakdown cover however excludes damage caused by fire or by any
cause external to the item or property as well as any damage that is recoverable
under maintenance agreement.

In addition, the insurance can provide for an increase in cost of working as a result
of an accident as well as the loss of revenue or loss of gross profit consequent upon
damage.

Premium Rate: 0.85% - 1.5%