This insurance provides compensation for liabilities incurred against the members of the public
whilst the insured or any one acting on her behalf is in course of duty. Hence, cover is for
liabilities for injuries sustained by third parties as well
as damage to third party properties. The insurance is
importance to business organizations in view of the
recent high level of litigation by members of the public.
Hence, we propose that a minimum limit of liability
any one accident for N1 million be taken up, whilst the
benefit any one period of insurance is limited